Kim Dowdy Insurance Agency

Germainia Kim Dowdey Insurance Agency Protecting What Matters Most

About Us

Our Staff

We are an independent agency representing several of the finest names in insurance such as Germania Farm Mutual, America First Insurance, Foremost Insurance, Travelers, Blue Cross Blue Shield of Texas and many others.

Why should you buy from an Independent Agent? Unlike captive agents (Allstate, State Farm, Farmers) and direct writers (Geico, Progressive) who represent only one company, we compare rates among several different insurance companies and offer you the best rates and coverage available. Often, the same company is not going to be competitive in every line of insurance because there will be segments of the market that they are not interested in growing. An independent agent will find the best combination of companies to provide the policies you need. What happens when your rate increases with a captive agent? Often they can't offer you any desirable alternatives since they have only one company. If your rate increases, we can search to find you a better deal so you don't have to change agents every time your rates go up.

Our Lexington office specializes in rural property such as cattle ranches, farms and property that is categorized as "unprotected or protection class 10". These policies offer coverage for barns, farm equipment, hay etc.

Our Round Rock office specializes in urban property working to find the best coverage for you.

Both locations offer a full line of insurance services including but not limited to coverage for your home, automobile, boat, recreational vehicle, life and health. We also offer insurance products to protect your business.

So give us a call today. We will shop around for you to find the best coverage options at the most affordable rates for you.

Getting a quote is easy.

  • Call
  • E-mail
  • Stop in a location near you
  • Fill out on-line quote information form

Just give a call to one of our experienced staff or fill out one of our free, no-obligation quote forms and you will be on your way. We will never share any of your information with anyone.

Round Rock/Austin Area

Lexington/Lee County